Money Habits: Healthy Saving vs Hoarding & Fear-Based Frugality [Ep 31]

Send us Fan Mail Everyone talks about overspending—but what about the women who do the opposite? The ones who save every dollar, feel guilty buying anything for themselves, and still don’t feel safe with money?

In this episode, Taryn “T-Money$” Ferrer explores what happens when saving turns into hoarding. You’ll learn how fear-based saving keeps you stuck in survival mode, why you may still feel unsafe even with money in the bank, and how to build habits that let you both save and spend in alignment with your values.

Taryn also shares two powerful client stories—Yoshi and Teryn—who went from anxious saving to intentional, guilt-free spending that supported both their goals and their joy. Tune in to hear: The difference between healthy saving and money hoarding Why fear of spending is rooted in control, safety, and past experiences Real-life transformations from clients who learned to spend without guilt Actionable steps to balance saving and spending with confidence Book Your Wealth Alignment Assessment: Related episodes: Episode 5 Are You Having Money Dates with Yourself or Your Partner?

Here’s Why You Should Episode 16 From Financial Overwhelm to Money Confidence: Yoshi’s One Year Transformation Episode 23 Breakthrough Your Money Blocks: When Affirmations Actually Work 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney 👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: If you enjoyed this episode, please take a screenshot of this episode and share it on your stories.

Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.